A bunch of my friends just found out they will be losing their jobs at the end of March as Symantec cuts 500 jobs in the area. It’s got to be disheartening to put decades into a career with a company only to have them get rid of you because of “restructuring.” But, as any […]

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Oh crap! You forgot to get something for Uncle Cornelius! And, did you get enough presents for the kids? You don’t want them to look back at Christmas 2017 and think about how indigent and thoughtless their parents are. Oh dear God, you don’t want your kids to think you’re dirty underprivileged people. And, you […]

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I can’t pay full price for anything. It’s just not in my Dutch DNA. I’m constantly looking for the latest “hack” that allows me to save 5%, 10%, or even more on anything I was going to buy anyway. In my years of being a shrewd customer, I’ve discovered the following ways to get amazing […]

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Brains Report has already covered that you need to save up $1,000 right now in case of an emergency. And, we’ve given you the resources to create a budget and get out of debt. Now that you have meticulously followed our instructions, what’s next? Simple: you need to bulk up your emergency savings so that […]

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debt snowball

Basically, everything you are about to read was maliciously stolen from Dave Ramsey and his book The Total Money Makeover. I just remove the Jesus stuff and replace it with a dash of humor. However, I strongly recommend you read his book and worship Jesus. Below, I will cover why you should get out of […]

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Equifax

58%. That is Brains Report’s calculation of what percentage of adults in the United States were affected by the Equifax data breach. You should assume you were impacted. This means that ne’er-do-wells are likely out there somewhere having their way with your home address, name, credit card numbers, driver’s license info, birth date, and *gulp* […]

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budgeting

78% of professional football players go bankrupt or are under financial stress within two years of retiring from the sport. If these “moneybags” aren’t able to stay afloat with their massive incomes, what hope does Joe Onepack have? The answer is “a lot of hope.” All he and you and the NFL players need to […]

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grocery journal

No matter how good the deals are at any given grocery store, they do not have the best prices for every product. When you shop around and are smart about comparing prices, you will find that certain supermarkets have better deals on specific products. But, how can you use this to your advantage to save […]

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bulk buying

The conventional wisdom is that bulk buying – purchasing goods packaged in larger quantities – is a great way to save money. However, this is not always the case. After all, unless you live in some Groundhog Day-like scenario that takes place on Thanksgiving, are you really going to use that five-pound package of sage […]

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credit card rewards

I try to be understanding of most phenomena and not take a strong black-and-white stance for or against anything. But, when it comes to credit cards, it’s clear that there are no redeeming qualities. Not even the rewards are worth the risks. Why Are There Rewards? When doing research for this post, I noticed it […]

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